Form 4506-T
Fill in IRS Form 4506-T online to request a free transcript of your tax return, then download it to mail or fax.
Form 4506-T, Request for Transcript of Tax Return, asks the IRS for a free transcript: a summary of a return, of your account, or of the W-2s and 1099s filed under your name. Lenders, colleges and immigration offices often ask for one. The official form (Rev. April 2025) opens here ready to type into. Fill it in, download it, sign it and mail or fax it to the IRS address for your state.
How to fill out Form 4506-T
- The official blank Form 4506-T opens automatically.
- Enter your name, SSN and address, the tax form number, the type of transcript and the year or period.
- Download the PDF, sign it with Sign PDF, and mail or fax it to the IRS address on page 2.
Frequently asked questions
What is Form 4506-T used for?
It requests a transcript of tax information from the IRS: a return transcript, an account transcript, a record of account, a verification of non-filing letter, or a transcript of Forms W-2, 1099, 1098 and 5498. Transcripts are free.
What is the difference between Form 4506 and Form 4506-T?
Form 4506-T gets you a free transcript, which is a printout of the main figures. Form 4506 gets you a photocopy of the return itself with all attachments, and the IRS charges a fee for each return. Most lenders and colleges accept a transcript.
How long does Form 4506-T take?
The form says most requests are processed within 10 business days of the IRS receiving them, plus mailing time. It is faster to use Get Transcript at irs.gov or call 1-800-908-9946, which is the automated transcript line printed on the form.
Which transcript should I ask for?
A Return Transcript (line 6a) shows most lines of the return as filed and is what mortgage lenders and financial aid offices usually want. An Account Transcript (6b) shows payments, penalties and later adjustments. A Record of Account (6c) combines both. The form suggests the Record of Account if you are not sure.
Can the transcript be sent to my lender?
Not through this form. Since July 2019 the IRS mails transcripts only to the taxpayer’s address of record. Lenders that need them directly use the IRS Income Verification Express Service (IVES) and Form 4506-C.
How many years can I request on one form?
Line 9 has space for four years or periods, entered as the end date of each, for example 12/31/2025. Use another form for more. Only one tax form number can be entered on line 6 per request.
Does my spouse have to sign?
For a joint return, at least one spouse must sign. The signer must also tick the attestation box above the signature line, or the IRS will reject the form.
How to fill out Form 4506-T, line by line
Line 1a: the name shown on the tax return; for a joint return, the name listed first. Line 1b: the first Social Security number, ITIN or EIN on the return. Lines 2a–2b: the spouse’s name and SSN or ITIN, for a joint return. Line 3: your current name and address. Line 4: the address on the last return you filed, if it is different from line 3. Line 5: an optional customer file number of up to 10 digits, which a lender may give you so they can match the transcript to your file. Line 6: the tax form number (1040, 1065, 1120 and so on), then tick 6a, 6b or 6c for the type of transcript. Line 7: tick for a verification of non-filing letter. Line 8: tick for a transcript of Forms W-2, 1099, 1098 and 5498. Line 9: the end date of each year or period, in mm/dd/yyyy format. Then tick the attestation box, sign, date and give a phone number.
What each transcript shows
Return transcripts cover the current year and the three years before it. Account transcripts are available for most returns. A verification of non-filing for the current year is only available after June 15. Wage and income transcripts (line 8) can go back up to 10 years, but the current year’s data is generally not available until the year after it was filed, and state and local information is not included.
Where to send it
Page 2 of the form has two charts of mailing addresses and fax numbers, one for individual transcripts (Form 1040 series and W-2) and one for all other transcripts. Use the row for the state you lived in, or your business was in, when the return was filed. The IRS must receive the form within 120 days of the date you signed it.
Privacy on transcripts
IRS transcripts are masked: they show only the last four digits of your Social Security number and partial names and addresses, while the financial figures appear in full. The customer file number on line 5 prints on the transcript so a third party can identify it without your full SSN.
Your details stay private
The form is filled inside your browser. Your name, SSN and address are not uploaded to ModifyPDF or stored after you close the page. This page provides the official form and general information, not tax advice.